May 31, 2012

Josh Garrels, Generosity & the Album of the Year FOR FREE!

Last week you read about My Lawn Mower Moment.  Lately I have been hung up on the lyrics by a musician named Josh Garrels.  I heard his music playing in the background of a movie and had to go looking for it.  In my search I found out that the album was the "Album of the Year" from Christianity Today last year, you can read more on that here.  I was even more excited to find out that the artist was generously giving the album away for free.  You can it on his site here.

You can tell that he was reading the book of Revelation when he crafted the lyrics to this album.  The lyrics speak for themselves.

Farther Along by Josh Garrels

Farther along we’ll know all about it
Farther along we’ll understand why
Cheer up my brothers, live in the sunshine
We’ll understand this, all by and by

Tempted and tried, I wondered why
The good man died, the bad man thrives
And Jesus cries because he loves em’ both
We’re all cast-aways in need of ropes
Hangin’ on by the last threads of our hope
In a house of mirrors full of smoke
Confusing illusions I’ve seen

Where did I go wrong, I sang along
To every chorus of the song
That the devil wrote like a piper at the gates
Leading mice and men down to their fates
But some will courageously escape
The seductive voice with a heart of faith
While walkin’ that line back home

So much more to life than we’ve been told
It’s full of beauty that will unfold
And shine like you struck gold my wayward son
That deadweight burden weighs a ton
Go down into the river and let it run
And wash away all the things you’ve done
Forgiveness alright
Farther along we’ll know all about it
Farther along we’ll understand why
Cheer up my brothers, live in the sunshine
We’ll understand this, all by and by

Still I get hard pressed on every side
Between the rock and a compromise
Like the truth and pack of lies fightin’ for my soul
And I’ve got no place left go
Cause I got changed by what I’ve been shown
More glory than the world has known
Keeps me ramblin’ on

Skipping like a calf loosed from its stall
I’m free to love once and for all
And even when I fall I’ll get back up
For the joy that overflows my cup
Heaven filled me with more than enough
Broke down my levee and my bluff
Let the flood wash me

And one day when the sky rolls back on us
Some rejoice and the others fuss
Cause every knee must bow and tongue confess
That the son of god is forever blessed
His is the kingdom, we’re the guests
So put your voice up to the test
Sing Lord, come soon

Farther along we’ll know all about it
Farther along we’ll understand why
Cheer up my brothers, live in the sunshine
We’ll understand this, all by and by

The picture that he paints is beautiful; the image of our freedom in Christ.  "Skipping like a calf loosed from it's stall I'm free to love once and for all."  I also love the image that is portrayed of God's sovereignty and ownership, "His is the Kingdom, we're the guests."

This song helped me along in My Lawn Mower Moment (read that article here) and is an encouragement in stewardship.  Thanks for the free album and for your generosity, Josh!!!

May 30, 2012

The Wright Brothers & Testing the World Against The Word

I stumbled across this video just after reading a passage from a book put out by NavPress called Advancing the Gospel by Mike Treneer.  As the author leads readers through the Gospel and the Dangers to the faith presented in Paul’s letter to the Colossians, Treneer shares these thoughts:

It’s very good sometimes to sit with a group of friends and ask, “What are the basic principles of this world? What are the big ideas that shape the society in which we live?  Are they true?”  One of those big ideas, for example, is that you can’t be happy without acquiring more material possessions or increasing your standard of living.  Though the idea is not true, it drives and controls the lives of millions of people.

Or you can turn the questions to our “human traditions.”  What are the ideas that you were brought up believing?  Many of them are good, but some may not be quite so good.  What are the ideas you’re sowing in the minds of young people?  Are they really according to Christ?

These are important things to think about.  Unless we identify these big ideas that dominate our lives and test them carefully with the teaching of Jesus, we will live in prison, boxed in, unable to experience life as God means for us to experience it.

The answer to all these dangers is to come back to Jesus.

The Wright brothers had to challenge the current thinking before they flew.  What does society today tell us about money?  What does your financial plan say about security and wealth?  Does it hold up against the things that Jesus taught or could it be that some of the “worldly wisdom” may actually hold us back from God’s plans for us.

That said, I have been wrestling with a few chapters that seem to get stuck in my head about money and finance and God’s plan for our lives.  I intend to post a passage a week for us to work through together.  I won’t lecture on it or discuss it.  Instead, I’d encourage you as readers to mull it over.  When thoughts from the world enter your head, when traditions from the past take hold, or when an old saying pops into your head, check it against The Word.  If we aren’t aligned with His Word, than we aren’t aligned.

I’d also invite readers to help me name this weekly topic.  Come up with a catchy title for this weekly workout in The Word and you will be the winner.

Let’s get to it.  This week we’ll focus on the last words of Paul’s first letter to Timothy.
1All who are under the yoke of slavery should consider their masters worthy of full respect, so that God’s name and our teaching may not be slandered. 2 Those who have believing masters should not show them disrespect just because they are fellow believers. Instead, they should serve them even better because their masters are dear to them as fellow believers and are devoted to the welfare of their slaves.
These are the things you are to teach and insist on. 3 If anyone teaches otherwise and does not agree to the sound instruction of our Lord Jesus Christ and to godly teaching, 4 they are conceited and understand nothing. They have an unhealthy interest in controversies and quarrels about words that result in envy, strife, malicious talk, evil suspicions 5 and constant friction between people of corrupt mind, who have been robbed of the truth and who think that godliness is a means to financial gain.

6 But godliness with contentment is great gain. 7 For we brought nothing into the world, and we can take nothing out of it. 8 But if we have food and clothing, we will be content with that. 9 Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction. 10 For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.

11 But you, man of God, flee from all this, and pursue righteousness, godliness, faith, love, endurance and gentleness. 12 Fight the good fight of the faith. Take hold of the eternal life to which you were called when you made your good confession in the presence of many witnesses. 13 In the sight of God, who gives life to everything, and of Christ Jesus, who while testifying before Pontius Pilate made the good confession, I charge you 14 to keep this command without spot or blame until the appearing of our Lord Jesus Christ, 15 which God will bring about in his own time —God, the blessed and only Ruler, the King of kings and Lord of lords, 16 who alone is immortal and who lives in unapproachable light, whom no one has seen or can see. To him be honor and might forever. Amen.
17 Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. 18 Command them to do good, to be rich in good deeds, and to be generous and willing to share. 19 In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.
20 Timothy, guard what has been entrusted to your care. Turn away from godless chatter and the opposing ideas of what is falsely called knowledge, 21 which some have professed and in so doing have departed from the faith.

Grace be with you all.

1 Timothy 6 (NIV)

What does this portion of the Bible say to you about money and possessions?  What do other versions of the Bible say?  How would you restate this in your own words?  Does it agree with the world’s view?  Does it agree with the folks who you look up to in the financial world, the folks you trust? I n pondering your financial status, does this speak to you directly?  Do you need to take any action based on this?

I’d love to hear about your thoughts on this passage.  I’d also love to hear a catchy title to associate with this post as we head back to the word each week.

May 29, 2012

Breaking Through the Plastic Ceiling and Reclaiming Your Money

Isn’t it amazing how we buy and sell?  In the days of old, the family who raised chickens would head on over to the cobbler and swap some eggs or a few scraggly old chickens for a pair of shoes.  Money popped onto the scene and all of a sudden we started swapping shiny stuff instead of hauling poultry around.  Money acts as a store of value and a medium of exchange.  In the past few decades, credit and debit cards--“plastic”--has taken center stage.  The commercials for these credit card companies boast of the convenience, but these cards may be a plastic barrier between you and your wealth.  

Last week I was in Denver seeing family and doing some work.  I had a break and decided to spend a bit of time writing.  I prefer to find local hang-outs and stumbled across a quirky little ethnic coffee shop.  I ordered their house Turkish Coffee and a pastry.  When I pulled out my credit card to pay, the Lebanese woman who owned the coffee house gave me quite a lecture.  I let her vent about the younger generation and their credit cards.  “No one carries real money no more,” she told me.  I would have gotten defensive had it not been 100% true.  You can read about similar issues of mine at “The Cash Only Bakery.”  It turned into a nice conversation and the food was great.

When we stopped swapping chickens and started swapping currency, a barrier was created between us and the value of our stuff.  Plastic adds yet another barrier that further complicates the issue.

Put another way, imagine that I want to translate a book from English to reach French and Spanish-speaking readers.  The book will make the most sense in its native language because of issues with vocabulary and context.  It would be a challenge to take the book from English to French and to make it as meaningful.  Even with good translation, it would be hard to avoid some minor issues. Now imagine that you begin your second translation into Spanish.  If you were to take the newly translated French edition and try to translate that to Spanish, the minor issues from the first translation would be magnified in the second edition.

This is the problem that we see when we replace cash with credit cards.  We are replacing a store of value with a dynamic account meant to track a pool of some store of value.  To complicate matters even worse, we add in layers of complexity--interest, due dates, points and miles, cash back and other rewards.

We see folks who manage their credit cards well, paying them off each month.  We also see folks who become trapped below the plastic ceiling, always struggling with debt.  Growing up I was able to see both sides of this credit card conundrum.  My earliest memories of money were of my parents in debt up to their eyeballs.  At some point and for some reason they made a change.  I haven’t asked what prompted that; maybe this will remind me to do so, or they can leave a comment for everyone.  I remember them getting serious about paying off debt and using every opportunity to scare me to death about debt.  By the time I moved out of their home, it was paid off.  It stuck with us.  My wife and I use a credit card but have never carried a balance.  However, some months when we get ready to pay off the bill, we wonder if we could do better.  We feel that plastic barrier separating us from our spending, stunting our savings and standing in the way of our stewardship.

I thought we’d talk about some small steps, some more drastic moves, and some game changers that will help us to break through that plastic barrier.

Baby Steps.  Consider using debit cards tied to real money.  A debit card tied to a bank account has a real financial limit, a certain amount of money before it gone.  Credit cards with huge limits are much less pressing than debit cards tied to a real pile of cash.  When I spend on our debit card I have to call my wife and tell her, “Sweetie, I spent $1.12 on a cup of coffee,” so that she can deduct it out of our checkbook.  Accounting for that spending changes your attitude.  Debit cards are also offering rewards these days to reduce the excuse to use credit.

You can also sign up for free services that help you track spending.  My wife and I use Mint Personal Finance and check frequently so that we don’t get any surprises when the bill rolls around.  Every major credit card has an app. These online services and sites keep you up-to-date with real time info so that you don't fall behind.  The more you know about your finances, the better you will manage them.

Bigger Changes.  The video above cracks me up. It is an interesting concept, but there may be easier ways to reconnect.

Consider Crown Financial or Dave Ramsey's courses.  These organizations have some excellent tools and resources to dig in and make improvements to your budget, debt elimination or savings.  They offer their proven envelope system which allows you kiss the credit cards goodbye and use cash to make your monthly budget sing.  This system has been so successful that wallets have been created around it.  You can also bring in today's technology by using their electronic Mvelopes system. Get a free trial here: Crown Financial Ministries - Mvelopes. 

Drastic Changes Needed!  Sometimes we see folks that jump in with both feet.  They cut up the credit cards, sell everything that isn't stapled, glued or bolted down, and put it all toward paying off debt or giving.

The truth is, it can be downright scary to jump in with both feet, to cut up the credit card, or to quit 'cold-turkey' on the spending habits.  Drastic changes can be a bit easier if you can create meaningful and attainable goals.  Instead of saying, "I will never use my credit card again," start with something more attainable.  Commit to a one month spending freeze.  Write down the necessities, commit to cash, and only purchase what you need.  After all, it's only 30 days.  My brother and sister-in-law just made this commitment and are putting their savings aside for giving.  After 30 days, you may find that it wasn't as tough as you thought.  Discipline and reaching your stewardship goals is worth the effort.

It is important to dream big and to make big goals, but each goal is comprised of many smaller actionable steps.  Pinching a few pennies in every area can add up.  Read about a few more ideas here.

Are your credit cards, even the ones you pay off each month, acting as a barrier to your budget?  Take a few steps today to reunite your family and your finances, and to reduce plastic's capacity for distraction.  Whatever you do, don't wait.  Share your ideas with other readers.  Post the links to your favorite tools and tell us about your experiences.  Don't be afraid to steel stewardship ideas from the comments.

May 23, 2012

My Lawn Mower Moment & Actionable Steps Toward Kingdom Impact

What would happen if you gave everything away?

My wife and I sold a home a couple of years ago with a little postage stamp lawn and we bought a home with 3 acres of grass.  My time and money spent in the Home and Garden section at the hardware store went up exponentially.  Young Life, a ministry near and dear to our hearts, occasionally has meetings at our home and enjoys the grass.  Our three boys can run and run.  Those things keep me excited about it.

But I have a problem: when I fire up the mower and go in circles for 4 hours, I get a bit grumpy.  For the first 18 months in our home, mowing really brought me down.  I would whine about doing it, and ride around with a poor attitude.  I’d look at my white fence in need of repair and get even grumpier.

For every animal of the forest is mine,
        and the cattle on a thousand hills.
I know every bird in the mountains,
        and the insects in the fields are mine…
"Sacrifice thank offerings to God,
        fulfill your vows to the Most High,
and call on me in the day of trouble;
        I will deliver you, and you will honor me.”
                                    Psalm 50:10-15

It is so funny how we slap up our fences and surround “our property.”  Somebody else was on this land before me and I certainly can’t keep my boundaries forever, yet even as we drive through the vast expanses of the West, every acre is fenced in.

Riding on my mower I prayed this prayer: Lord, this is your land.  I will mow to bring you Glory. Does my lawn bring you a smile?  Can I mow in a manner and with an attitude that is pleasing to you?

This was my lawn mower moment.  My mowing experience has changed.  It has become a restful, peaceful time where God speaks to me.

"So whatever you eat or drink or whatever you do, do it all for the glory of God."
                                                1 Corinthians 10:31

My mowing is one example, but scripture calls us to “do it all for the glory of God.”  The more we do for His Glory, the more it will change our lives, draw us and others closer to Him, and bring praise.  So here are actionable steps to move forward, bringing glory to the One who made you in specific areas of life.

Checkbook Checkup:  We can make meaningful gifts to bring Glory to God.  We can make donations to non-profits that make a difference now or we can invest in God’s Kingdom and change lives for Eternity.  Your gifts are important and our checkbooks should reflect this.  BUT, the verse doesn’t say do 10% for the Glory of God.  How can my purchases in Lawn and Garden glorify God?  How can my utility payment glorify God?  My mortgage and other payments on debt, can they glorify Him?  Most definitely, but it takes a bit of a mental shift.  Take your checkbook, your credit card bill and your budget.  Line by line, think and pray about each item.  How can this bring honor to you, Lord?  Can I make a few minor adjustments to honor You more with the things this money is buying?  Are there purchases here that dishonor You?  Listen and act.

Time Triage:  It is easy to fill my time with stuff that barely matters today, let alone in Eternity.  What apps on my phone take up the most time?  What if I replaced just a smidgen of that time with reading the Bible from my YouVersion Bible App?  Should I delete any apps that dishonor you?  What about TV and Cable?  Do I honor you with that?  What if for 3 months I skipped out on cable and sent a few hundred dollars on to save lives for Eternity?

Doing Kingdom Work in a Secular World:  For me, there was not a more mindless task than my mowing.  Yet, when I gave it to God and did it for His Glory, it changed me.  Certainly if we can honor God in our mowing then we can honor Him in all of our time.  How can you make an impact for the Kingdom in your work?  Instead of asking for affirmation from others, what if you asked the Lord, “Am I honoring You in this today?  How can I be more effective?”

This all comes from a heart that is struggling to find answers to each of these questions.  I am about the last one on Earth qualified to preach on this, but because God provides us with everything that we need for life and Godliness, because He has richly provided everything for our enjoyment, I can make a difference.

Randy Alcorn describes life by drawing a dot.  From that dot comes a line with an arrow pointing to the right.  The line and the arrow are Eternity.

How can I move my focus everywhere from the dot to the line?

How have you done it?  Where are you struggling?  Share your lawn mower moment.

May 22, 2012

Generous Giving, Chronic Eye Problems & Matthew 7

Generous Giving just sent this excellent video.  I had seen the video before but it was an especially timely reminder today.

I spent some time this weekend complaining to my wife about some of our friends, I was being cynical and rude and I was telling her how this person or that person thought that they were better than us for this reason or that.  I told her how small it made me feel.

My wife listened to me and nodded and said that she could appreciate the way I felt.  She is so kind. She then asked me if there was anyone in life that I had the same effect on.  Was there anyone that was feeling small because of my actions?  I spend quite a bit of time with doctors and lawyers and white collar folks, at work and in my free time.  My wife asked if there was anyone that I was neglecting or anyone that could say the same thing about me.

Wow! Yep.

This morning I was excited to join a new study called Discovery Bible Study. We poured through this passage:
“Do not judge, or you too will be judged. For in the same way you judge others, you will be judged, and with the measure you use, it will be measured to you.
Why do you look at the speck of sawdust in your brother’s eye and pay no attention to the plank in your own eye? How can you say to your brother, ‘Let me take the speck out of your eye,’ when all the time there is a plank in your own eye? You hypocrite, first take the plank out of your own eye, and then you will see clearly to remove the speck from your brother’s eye."
                                                            Matthew 7:1-5

We read it from about six different versions and then the guy leading the group asked me to repeat it from memory. I fumbled through it and everyone else did as well.  We then restated it in our own words.  And wrapped up by talking about what we would do this week to take action on what we had heard.

I have a big plank in my eye.  This video about working like a doctor and living like a nurse showed up in the inbox right after.  Too often I work like a financial planner and live like one too.  Our industry is focused on people with assets.  Thank goodness God does not measure His love for us based on our net worth or any other measure that matters in this world.

Instead of being focused on my silly emotions about our relationships, God wants me to focus on my own eye.  The eye is such a sensitive body part, what a great picture.  Like a skilled surgeon, He uses his tools to remove the obstruction, to remedy my chronic eye problems...if I let him.

Lord, who do you love that I am ignoring?  Show me where my love is lacking and give me a heart for your people.

May 15, 2012

I Want To Give You My Favorite Books On Stewardship!

I have a problem.  All of my good books disappear.  I know folks who have an extensive library containing every book they have ever read.  My library is comprised of endless books that I haven’t finished.  When I start a book that doesn’t capture me, I shelve the book and move on.  When I read a book that I love, I can’t put it down.  I will burn through the book in a few days or on a plane and I will hand it out almost immediately.

On a recent trip I read a book by Ken Eldred called  The Integrated Life.  I had a few chapters left on the last leg of my flight home.  The gentleman next to me was a business owner from Wyoming and he asked what I was reading.  I told him about the book and he was intrigued.  He found a pen and began scribbling the name of the book.  I stopped him and just handed the thing over.  He read a chapter on the plane and said he was going to share it with his business partner and his small group.

I love giving away books.  Recently I have been sharing a few titles with clients and friends and I wanted to share them with you.  I went out and bought a pile of books that I want to send to readers.

Here are my favorite books this month:

This book was given to us at the Journey of Generosity.  A number of people have told me, "That book changed my life."  How can you not pass that on?

I have given numerous copies of this book out and share concepts from Ken Eldred regularly.  This one was life-giving for me.

Elisa spoke at a conference a year ago in Colorado Springs about this topic.  She helped to start MOPS (Mothers of Preschoolers).  The book is excellent.  I had Elisa sign a copy for a good friend of mine who loved the book and also shared it.  You will like this one.

My wife and I have three boys.  This book is written to dads about raising young men.  This book feels like a condensed version of Wild at Heart geared toward parenting.

Lastly, my business partner, Jim Elder, wrote a book a few years ago about stewarding your finances well.  I know the guy and this book will be signed by the author.

These books blessed me and I hope they will bless you too.  I have a pile of good books and like money burning a hole in my pocket, I have to get rid of them.  
I want to give you a book!  
If these books are of interest to you, then this blog may be worth reading as well.   
You can enter to win by subscribing to The Stewardship Sentinel on the right or by sending an email to the address on the right.  
On May 30th I'll pick five folks and get in touch with you about your new book.

May 8, 2012

Our Business Is Our Ministry

Recently I wrote a post about a book called The Integrated Life by Ken Eldred. The folks that put the book together shared a video and an excellent example of stewardship in the workplace. These folks are striving to mesh their business and ministry; to live The Integrated Life.

The National Christian Foundation has an excellent e-Book that you can download called The Generous Business.  This document is a sort of a primer to point your business toward His business. As a business owner, your greatest capacity to make a difference in this world may be through your company. You and I are in full time ministry.

May 7, 2012

Sharing Inspiring Stewardship: Take 2 - Miracle in Franklin

Last week you read about a story of inspiring stewardship and saw a YouTube video called Miracle in Franklin. If you missed that post and video, go back and watch it first. We enjoyed these stories at our Journey of Generosity. Here is the second half of a great story.

What a difference it makes when we let go of “our money,” and use our capacity to help others.

Do you have  an inspiring stewardship story? Fire it my way.

May 4, 2012

Sharing Inspiring Stewardship: Take 1

I mentioned that we recently attended a Journey of Generosity and it was wonderful. This story was one that inspired us at the retreat and I wanted to share it with you. 

Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver. And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work. As it is written:
“They have freely scattered their gifts to the poor;
their righteousness endures forever.”
Now he who supplies seed to the sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness. You will be enriched in every way so that you can be generous on every occasion, and through us your generosity will result in thanksgiving to God.
                                                            2 Corinthians 9: 6-11

I love the cause and effect in the last verse. You will be that you can be generous...resulting in thanksgiving to God. We all have capacity to make a difference. Some have financial capacity, but we all have our time & talent.

Lord, how can I point my calendar and my checkbook toward your kingdom today?

May 2, 2012

From Scarcity to Abundance | The back cover of my book...that doesn't exist yet.

If you have read any of my previous blog posts, you have figured out (and probably mentioned aloud to your spouse) that I am not the sharpest pencil in the desk.  However, I get to meet a lot of people who are way smarter than I am.  I can type faster than my wife, and she is pretty fast.  She would argue about this, but she has yet to beat me in our timed typing competitions. Yes, we actually do these.  We are cool like that.  Anyways, with these two powers combined--meeting people and typing sort of fast--I intend to write a book.  I feel compelled to do it.  

I invite you to subscribe and follow along with me as I blog a book for your enjoyment.  It will sort of feel like a train wreck in slow-mo, but I will do my best to make sure that you can't look away.  Please feel free to give feedback, to disagree, or to pass it along to others.

I tried to start with a list of chapters, but my brain didn't work that way.  I figured if the back cover could come out, the rest of the book couldn't be far behind.  Here is the synopsis.  Enjoy.

The American Dream is dead!  Too dramatic?  The American Dream has been beaten and bludgeoned beyond recognition.  The vision of prosperity seemed so attainable just a few years ago.  Bigger homes, nicer cars, luxurious services--we were living the high life.

Just as fast as the curtain draws back and a new scene in a play is revealed, something in the world shifted.  The first hint of brokenness gave way to chaos and fright.  Wall Street was broken, Washington was broken and Americans felt broke.

The happy American Dream with its fa├žade of wealth and luxury was found to be a hoax. The home was mortgaged to the hilt, the car was leased and the services were unaffordable and unsustainable.  The high life was just a bit too high, and we watched as it crashed back to Earth.  Our desire to be a rich nation, we American Dreamers, saw the luxury and felt a drive to grow our pile of stuff.  The stuff left us feeling happy for a moment, until it didn’t, but then other stuff made us feel happy.  When we ran out of money to buy more, we borrowed against the pile we had accumulated to meet our “needs.”  With a crazed look we couldn’t stop, and we watched as our pursuit of The Dream plunged us into ruin and destruction.  Now as we sit with the brokenness still fresh, we have a new mindset…one of scarcity.

We stand at a crossroads.  We can patch The Dream back up, rebuild its credit score, put some make-up on it and present it to the world as healed, working toward what we once had.  This is the answer we are getting from Washington and Wall Street, while we are left waiting in the wings to see if this will fix our problems.  As a financial planner, I should be telling you that it will.  “Have high hopes.  This is just a correction people!  Ride the bumps.  Buy low sell high.  REMAIN CALM!!!”

I can’t.  The problem is, while the curtain was pulled back, I was able to see the truth.  Over the course of hundreds of conversations with clients, other professionals and industry leaders, I found a brokenness that can’t be fixed the way you’d expect and I found the solution.  I found the key to abundance beyond what our country has seen; a solution that can fix our problems for a very long time.  The solution was right there staring at me, but it took new eyes to see it.

I’d like to invite you on a journey.  We will look at the American Dream together and dissect it.  Like ol’ scrooge in A Christmas Carole, we will look at its nasty, selfish past, and look ahead to a new, brighter future.  One that is able to make the old codger skip through the streets with a contagious hope and joy.

Individuals who have found this truth have found more enjoyment than they ever knew existed.  Investors who are chimed in to this message found that their financial goals are far more attainable than they ever expected.  In the midst of today’s scarcity mindset, folks charged with raising money for ministries and non-profits who grasped these principles have found a new confidence.  As they share these ideals, their donors find abundance and a capacity to be generous beyond their wildest dreams.

There will be a few unexpected twists and turns, and those whose eyes are still fixed on the old American Dream will have to squint quite severely to see it, but if you can grasp this, like others have, you will move From Scarcity to Abundance.
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